FSTC for Public Schools

The Federal Scholarship Tax Credit (FSTC) is not only a private tuition program. Public school students qualify, academic tutoring and many out-of-pocket school costs are eligible expenses, and nothing is taken from a district budget or enrollment.

What district leaders often have not heard

The federal credit reached most districts described as a private school choice bill. Under the statute, the same scholarship funds can pay for academic tutoring and other educational costs for public school students.

Your students qualify

Eligibility runs to students who are eligible to enroll in a public K-12 school, in households under 300% of area median income. In most districts that covers the large majority of families.

Tutoring and school fees are eligible

Public school districts can receive scholarship dollars for several categories of expenses families currently pay out-of-pocket: pay-to-play athletic and activity fees, AP and IB exam costs, dual enrollment course fees, CTE certification fees, technology for home use, and academic tutoring.

It is not a voucher

Funds flow from private donors to nonprofit Scholarship Granting Organizations, and from those organizations to families. The money does not pass to or through FundEDU, and nothing leaves a district budget or enrollment.

Districts may also be paid for school-provided supplementary services like extended-day programs, summer school, and credit recovery, though Treasury's resolution of the supplant question may constrain what districts can bill for. The two open questions most relevant to districts are (1) whether scholarships can pay for services already funded through public appropriations, and (2) whether off-site afterschool and summer programs qualify under Bucket 2. Until Treasury issues proposed regulations, districts should plan around the confirmed-eligible categories and treat pending categories as upside.

The three decisions a ready district makes in 2026

The credit takes effect January 1, 2027. These are the decisions boards are working through this year.

1. Whether to voice support for your state's opt-in

A state must elect to participate before any scholarship reaches families in it. This decision gates everything else.

2. Which SGO relationship serves your families

Scholarship Granting Organizations award the scholarships. Districts consider which relationship fits, and whether their education foundation plays a role.

3. How families learn about it

Families apply to an SGO themselves. The districts whose families apply early are the districts that told them.

This page is informational and is not tax or legal advice. The federal credit is up to $1,700 per taxpayer per year, a planning figure pending final U.S. Treasury regulations. Scholarship availability depends on state participation, SGO capacity, and family application.